In America, hiring a private driver costs $80,000 a year. A live-in housekeeper runs $60,000. A personal assistant another $70,000. A personal chef adds $2,000 or more every single month.

Add it up and you are looking at over $210,000 per year just for staff. That is not a retirement lifestyle. That is a billionaire's budget.

In the Philippines, the exact same team — driver, housekeeper, assistant, chef — costs less than $1,400 per month combined.

Not a highlight reel. Not a special deal. That is just what it costs here.

Private Driver — on call 24/7 USA: $60,000 to $80,000 per year Philippines: $480 per month

He picks you up, waits outside dinner, and drives you home at 4am. No complaints. No surge pricing. One call and he is there.

Live-In Housekeeper USA: $300 to $600 per month for just two cleans Philippines: $250 per month

Cleans, cooks, irons, washes. Daily. Your home stays hotel-clean without you lifting a finger.

Executive Assistant USA: $70,000 per year Philippines: $350 per month

Bills, banking, scheduling, errands — all handled. Craig from North Carolina has had one for years. He says there are things he simply cannot do while working and she makes them happen consistently in a way he could never afford back home.

Personal Chef USA: $2,000 or more per month Philippines: $300 per month

Fresh meals. Daily. Cooked to your preferences in your own kitchen.

Driver — $480

Housekeeper — $250

Executive assistant — $350

Personal chef — $300

Total — $1,380 per month.

In America that same team costs over $210,000 per year. Here it is $16,560. The lifestyle that requires generational wealth in the States is available to any American retiree with a decent pension in the Philippines.

Craig from North Carolina spends $5,000 to $6,000 per month total in the Philippines — staff included — and describes his expenses here as a quarter of what they were back home.

You have done the research. You have run the numbers. You already know the Philippines makes financial sense.

What most people do not realize until they land here is that it is not just about spending less. It is about living more. A driver who knows your schedule. A home that cleans itself. Meals waiting for you. Time that is finally yours.

Over 105 Americans have already made this transition with our team. We handle the rental negotiation, the visa, the bank account, the healthcare, and everything in between so you land here set up and ready to live — not scrambling to figure it out alone.

If you are ready to stop reading about this life and start living it, we are ready to help you make it happen.

Click here to start your move to the Philippines the right way

Travel Well,

Evan Lorezca

The Savvy Expat